There are probably as many personal budgeting programs out there as most of us have dollars in our checking accounts, and most of them use traditional accounting methods in which income and expenses are recorded after the money is spent. Budget for Windows by Snowmint Creative Solutions uses an increasingly popular alternative, the envelope method. It's similar to the way many people once budgeted for expenses, by placing money aside in envelopes for next month's rent, groceries, and so on, as soon as they're paid. The envelope method can actually help you stick to a budget, too. … Read more
Checkbook Ease Freeware will help you take charge of both your checkbook and budget. You will have to spend a considerable amount of time manually entering your bank information, but once you're done it, it'll give you a clear overview of your finances.
This free program is impressive with its practically limitless options, but the number may overwhelm the less experienced. Users are shown a large screen outlining all their accounts in the upper right where bank account, credit, and loan balances are showcased. Dominating the bottom of the screen are recent transactions and to the right are … Read more
Personal Checkbook Advantage offers to help users keep a digital checkbook and a permanent record of their transactions, but it's lacking some useful features and leaves much to be desired in the design department.
This freeware program has a basic interface that is so bare-bones it is a little difficult to navigate at first. With a short list of blue command buttons down the left side of the simple screen, users must choose between Register, Report, Setup, and Utilities. None of which sound much like checking options. Clicking on each showcases submenus of commands, most just as confusing. Once … Read more