money

Five iPhone apps that can save you money

As I often tell people, it's not the price of the iPhone that bothers me--it's the monthly fees! (Grumble, grumble, AT&T, grumble.)

Alas, while there's no way to get around that $70/month minimum, at least I can use my iPhone to save money on other things: gas, groceries, books, DVDs, and even energy. Let's take a look at five killer apps that can help you pocket extra cash.

BetterDeal Next time you find yourself standing in a supermarket trying to figure out which size box of corn flakes provides the best bang for … Read more

Shoeboxed gets smarter e-receipt scanning

Shoeboxed announced this week that it has improved the way it handles digital receipts sent to its online filing system. The company, which scans and hosts paper receipts, business cards and full-size documents, can now pick out specific information from forwarded e-mails containing purchase information, and put it into one of the system's 15 purchase classifications.

Like users would do with purchases on travel services like TripIt and Worldmate, simply sending the confirmation e-mail to your Shoeboxed address means that it gets filed along with the rest of your expenses. The goal is to make it easier for customers … Read more

Simple checkbook balancer

Checkbook offers users a chance to keep their finances in order with this simple program. Utilizing a familiar design and garnering fantastic results, this may be a dream come true for those who dread balancing their checkbooks each month.

The program's interface is reminiscent of the inside of a checkbook. The entry fields are intuitive and should not be a problem to navigate. There is also an excellent step-by-step Help file to guide anyone who is not perfectly comfortable with the program. Balancing our books was delightfully simple. All we had to do was fill in the appropriate fields … Read more

The 404 416: Where our stocks are on fire and Jill hoses us down

Jill Schlesinger of CBS' MoneyWatch joins the show to talk about the economy. So it turns out that things aren't going to collapse, and we're not going to have to sell our bodies in a barter system. That doesn't mean, however, that we're out of the woods, and Jill is here to show us the way out. Throw in a little bit of health care, a little bit of Social Security, and a garlic smell? Only on The 404!

For the last couple of months, stocks have been soaring more than 50 percent since their March low. Jill says all that means is that the market doesn't think we're headed for Great Depression 2.0, but that doesn't mean we're out of trouble. In the dark, we imagine what V-, U-, and W- recoveries would look like. Strange... Justin, is that your hand on my leg?

Further down the line, we jump into the health care debate. Jill tells us her generation is screwing our generation and not in a good way. Essentially, they took all the good health care, and we (the 20-somethings) will just not be able to afford the premium "best health care" in the world, when we really need it. And somehow, Wilson reveals some of his Republican leanings? Say what?

Finally, we get into personal savings for the future, and we pick up the ashes of our 401(k)s. So while your parents may have lost a bundle on their retirement funds, we 20-somethings still have another 40 years before we really have to worry about our returns. Meanwhile, Social Security is a toss-up. Jill wants to advise President "Barry" Obama that the easy solution to fixing the "Third Rail" of American politics is just tying benefits to an age index. People are just living too long...death panels, any one?

Wow! So we hope you finally learned something on The 404. We sure did! Send in your feedback to the usual at the404 [at] cnet [dot] com. Follow Jill on Twitter. Or leave us a voice mail at 1-866-404-CNET, and you can debate us on the finer points of the liquidity of the money supply and U6 unemployment figures.

Episode 416 Subscribe in iTunes audio | Subscribe to iTunes (video) | Subscribe in RSS Audio | Subscribe in RSS VideoRead more

Nokia unveils new mobile financial service

Mobile phone maker Nokia on Wednesday announced the launch of a financial service called Nokia Money, designed to let consumers pay bills and merchants and send money to friends and family using their cell phones.

Nokia believes the service will help people in the U.S. and in emerging markets who are not served by banks or other traditional financial outlets.

"In many countries, mobile phone ownership significantly exceeds bank account usage, suggesting that many mobile phone users have very limited or no access to basic financial services," said Mary McDowell, Nokia's chief development officer.

The new … Read more

Mint.com starts keeping an eye on your budget

Mint.com is the premiere web-based money management solution available Tuesday. The site pulls transaction information from your various financial accounts and presents the data in a beautiful, easily digestible format. CEO Aaron Patzer boasts that 50 percent of Mint's users have used the service to stick to a budget for the first time in their lives. Hoping to raise that number even more, its latest update, available now, focuses on making it easier for users to control their spending with advanced budgeting tools.

While Mint already had some budgeting features before the new update, it was mostly simplistic … Read more

User-friendly home-accounting app

Simple, powerful, easy to use--these assets go in the credit column for this app. This home-accounting package will help you realize your desire to reign in your spending practices to make sure outgo doesn't outweigh income.

Millionaire 2020 launches a simple tabbed interface--plain but functional--with a row of buttons. A robust Help feature provides details on how to get the most from the app, but a first-time user can determine how to use this software just by looking at the interface. This app performed very well during our tests. We liked the simplicity it provided for entering recurring items, … Read more

Invoice creator

EasyInvoice provides a simple way to create invoices and manage a small business. With an easy-t0-use design and quick results, this program can help many get organized.

While the interface doesn't look like much, its simple design, clear icons, and intuitive menus will have you creating invoices quickly. The program provides a comprehensive Help file, but you will most likely not need it. Create an invoice by simply following the program's wizard, which asks for all the appropriate information, such as customer information, order information, and due dates. Once all this is filled in, the program lists the … Read more

The 404 378: Where Jill Schlesinger eats Wilson's Asian pear

Asian pears are delicious, which is why Jill Schlesinger--The 404's very own financial expert from CBS MoneyWatch--likes them so much! After getting through some munching and slurping noises in the first minute by Wilson, Jill explains to us what is going on with the economy and why we need to fear the End of Days. Just kidding...mostly.

Not being financial experts by any means, Jill explains some basic terms to us so we know what the heck is going on. Like what is the difference between the unemployment rate and weekly jobless claims? Plus, she goes on to say that she thinks that everybody should have at least six months of living expenses saved up, given that the average person is jobless for 22 weeks now. And maybe we should start spending money again if we know that we're not about to lose our job. It would help the economy out. We know it sounds very different than most of our inane topics to most of our audience, but money is something we all need to know and understand. Plus, we love how Jill lays it on us with financial straight talk.

On the second half of the show, Jill tells us about her CBS Evening News appearance and her lady crush on our very own Katie Couric. Jill comments about the growing political discourse about a possible second stimulus package. Check out the segment. We've embedded it into this blog post.

Come back tomorrow, where we've got Steve Guttenberg. Of course, we're got the doors barricaded, just in case HR comes running in. And! We've got Wilson's Audio Draft. (Editor's note: I promise I listen to music. Whale sounds anybody?)

UPDATED: Before we forget, download the new 404 artwork for your desktop background.Desktop Backgrounds: 4 x 3, 16 x 9 and 16 x10, iPhone.

Full Disclosure: CNET, The 404, MoneyWatch and the CBS Evening News all are properties of CBS.

EPISODE 378 Download today's podcast Subscribe in iTunes audio | Suscribe to iTunes (video) | Subscribe in RSS Audio | Subscribe in RSS VideoRead more

Financial software

Money Manager Ex provides an easy method for monitoring household income and expenditures. While easy to operate, users may be turned off by the amount of work required to keep the numbers accurate.

The program's interface is easily the highlight of Money Manager Ex. With a simple-to-manage tree outlining accounts and reports, users can quickly monitor their situations. Inputting new data flowed intuitively and required a small commitment of time. In addition, the program provides users with an incredibly in-depth Help file, providing details on every aspect of the program. The program plans ahead for investments, savings, and expenses. … Read more