Budget

Budget shopping tips: GPS and car stereo

Looking to save a few bucks on that portable navigation device or epic stereo system for your car? Well, we have a few tips to help you keep more money in your wallet.

Don't be afraid to look at the outgoing models. In most cases, the newest of the new GPS devices only offer incremental advantages over the models they replace. Meanwhile, the cost of the outgoing models often drops drastically as retailers attempt to clear out their stock to make room for the new. If the difference in feature set is worth the difference in price, you could … Read more

Budget shopping tips: Desktop computers

Like other posts you'll be seeing here over the next week or so, we could offer you lots of tips for buying an affordable desktop. Refurbished PCs from reputable dealers can offer a bargain. Wait until Best Buy's free Windows 7 upgrades kicks in on June 26. You can find a reasonably fast gaming PC for less than $1,000.

All of that is true, but there's a larger issue going on in budget PCs right now: Nettops. This new category has received lots of attention the last few months. We've also reviewed our share of … Read more

Budget shopping tips: TVs

Flat-panel TVs are no longer playthings of the rich. In fact, dirt-cheap models can be had in every screen size and from numerous diverse makers. Here's a guide to finding your way through the budget HDTV morass.

Bargain brands vs. name brands Value brands like Vizio and Westinghouse, along with even lesser-known names like Dynex and Haier, compete head-to-head against the Sonys and Panasonics of the world. You can get a great deal with an off-brand, although you should still do your research. When considering a bargain brand it's always worthwhile to see how much you're actually … Read more

Budget shopping tips: Point-and-shoot digital cameras

There are so many snapshot cameras available that it can actually be a fairly miserable experience shopping for one. Add in concerns about pricing and you're likely going to continue using your camera phone as your primary point-and-shoot for digital photos.

Finding the right camera at the right price is easier if you start by asking yourself two questions: how will I use the camera and how will I use the photos? These are important for determining what type of user you are and how little you can expect to spend without being disappointed with your choice.

Check out our full digital camera buying guide to help determine what specs will meet your needs. Then, use the tips below for finding the best deal on your new camera. Happy hunting.

Eliminate features There are three key components most people look for when picking a camera: megapixels, LCD size, and zoom range. Current entry-level models start at 10 megapixels for the most part, which is plenty of resolution for snapshot prints of 8x10 or smaller. The common LCD size on these models is 2.5 inches, and they typically have a 3x or 4x zoom. Features on these cameras usually include basic face detection, a dozen scene modes, a low-resolution movie mode, a full automatic mode, and a program auto mode giving you controls for ISO, white balance, light metering, and focus. (Here are some good examples.)

Any additional features start to drive the price up--in other words, they are things used to upsell you to another model. So if you don't think you'll ever want to control shutter speed or aperture settings, don't need a 3.5-inch touch-screen display, you won't be using the movie mode for anything except YouTube clips, or a 10x zoom will get you way closer to your subject than you want to get, feel free to skip them.… Read more

Budget shopping tips: MP3 players

If you're on a budget and shopping for a new MP3 player, here are a few general tips for locking down a good deal.

First and foremost, do some math so you can get a realistic idea of how much storage you'll need for all the music, photos, and video you want to take on the go. The less storage you need, the cheaper the price. If an MP3 player includes a slot for memory expansion, you can always increase the capacity down the road.

Also, be realistic about the features you need. MP3 players that support video … Read more

Budget shopping tips: Digital SLRs

There are a lot of good reasons to pay the extra bucks for a digital SLR over a point- and-shoot, including better photo quality (especially in low light), faster shooting, and the flexibility of interchangeable lenses. But it's also err on the side of too much or too little when buying, especially if you don't have a solid idea of what you need or want from the camera.

Define budget Buying a dSLR is more like buying a computer than a TV or an MP3 player; you're not shopping for the cheapest model you can find, you'… Read more

Budget shopping tips: Headphones and earbuds

I swear: the next time I see or hear "in this economy" as an intro to an advertisement or buying advice article, I'm going to drop kick the responsible party out of the nearest window. Regardless of gainful employment, who doesn't want to spend a little less to get something cool? I don't know about you, but finding a great deal always puts a little bounce in my step. What I like even more is helping others find what they want without requiring them to drop a massive wad of cash. In that spirit, here'… Read more

Budget shopping tips: LCD computer monitors

For some, finding the lowest price for a computer monitor trumps all other factors, including features, size, and brand. For those "some" of you, this is the blog you've been waiting for.

Here, I'll outline what I think are the best techniques for finding monitors that are priced the lowest.

Go small The smaller your monitor's screen size, the less work it takes to illuminate. Thus, the less expensive it is. Simple math, really. Obviously, you'll buy per your needs, but if funds are an issue, go as small as you can stand. I … Read more

Total checking overview

Checkbook Ease Freeware will help you take charge of both your checkbook and budget. You will have to spend a considerable amount of time manually entering your bank information, but once you're done it, it'll give you a clear overview of your finances.

This free program is impressive with its practically limitless options, but the number may overwhelm the less experienced. Users are shown a large screen outlining all their accounts in the upper right where bank account, credit, and loan balances are showcased. Dominating the bottom of the screen are recent transactions and to the right are … Read more

Clear financial picture

This easy-to-use financial management program minimizes data entry by connecting directly with your online accounts. Moneydance can give you a better understanding of your overall financial picture.

This download has a fairly simple look that will become familiar in a short time. Users instantly see their balance in the heart of the rectangular screen, a calendar to the right, and reminders above that. In the brown and green header users can cycle through options to manage their funds, such as transfers, accounts, extensions, and more. All the options are easy to access and fairly intuitive to understand.

Where Moneydance steps … Read more